Attention homeowners: Real estate appraisal services for in Austin and Travis County

The top reasons TX homeowners call on Whitney B Appraisal:

Get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
Challenge Travis county's assessment of your property
Remove PMI to reduce a mortgage payments
Reinstate your Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
In the case of a TX divorce, when property needs to be divided
Determine the true market value of property in question to settle an estate in Travis county or TX

Need help determining the value of your home in or near Austin, TX?
Contact Whitney B Appraisal.

At Whitney B Appraisal, we understand the special needs of a homeowner after appraisal services. Our typical business clients understand the appraisal process and the customary "products" we deliver to them. Being a homeowner that most likely doesn't see an appraisal every day,you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we present our findings.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a likely buyer. It gives you something tangible to show your buyer. It's an independent third party's opinion of your home's value, and not just how much your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value report than yours.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. A fashionable money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. At Whitney B Appraisal, we're qualified in helping folks just like you remove unwanted and unneeded PMI insurance.

Challenge a property tax assessment

Your local tax assessor may have your house overvalued if you live in an area that is declining. That only means you are probably paying more taxes than you should. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal from Whitney B Appraisal is your strongest weapon.

HELOC recently frozen?

Your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow point of view. An efficient appraisal from Whitney B Appraisal can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just gotten a copy of your appraisal and you'd like to have an expert double-check it for efficiency or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Whitney B Appraisal can We can assist you. While usually requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your house.