Whitney B AppraisalThe FHA publishes a list of approved appraisers for each state - Whitney B Appraisal is on the roster of approved appraisers for TX. If you have an FHA-insured mortgage, be sure to hire Whitney B Appraisal, as we are approved and certified to handle FHA appraisals. Part of the periodic training our staff at Whitney B Appraisal undergoes deals precisely with decoding the FHA's documentation and their rules and procedures. Be sure to contact Whitney B Appraisal if you need an appraisal done for an FHA-secured loan. The FHA is the Federal Housing Administration, which is a federal organization in the United States Department of Housing and Urban Development (HUD) - if your loan is an FHA-secured loan, it means it is backed by them. The FHA does not provide funds to borrowers, rather, it provides lending organizations with security with mortgage insurance in case the borrower does not pay his or her financial obligations. Available to all buyers, FHA loan programs are formed to assist credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans. Down payments are often lower with an FHA loan despite using conventional market rates. FHA loan programs are particularly beneficial to those homebuyers with less available starting capital. |